Analysis for INTU
- 📈 Growth — 28/30
- 💰 Profitability — 16/20
- 🏦 Financial Health — 18/20
- 💵 Valuation — 12/20
- ⚠️ Risk — 7/10
Summary:
📈 Growth & Financial Trajectory
Over the 8-quarter window from 2024 Q4 to 2026 Q3, INTUIT INC demonstrates an uptrend in Revenues from about $3.18B to $8.56B, with a corresponding shift from a small quarterly loss in 2024 Q4 to sustained profitable operation by 2025 and a large net income of about $3.06B in 2026 Q3. The pace accelerates in late 2025 into 2026, reflecting scale benefits and stronger operating leverage.
💰 Margins & Cash Flow
Operating margin expands from negative in 2024 Q4 to positive in 2025 and spikes in 2026 Q3 (roughly 47% of Revenues). This shows meaningful operating leverage. Net cash from operating activities is positive in all observed quarters, with about $5.13B in 2026 Q3, while investing cash flow remains negative and financing activity contributes modestly to liquidity.
🛡️ Balance Sheet & Liquidity
Balance sheet is solid: total assets around $39.33B vs liabilities $18.70B, equity $20.63B in 2026 Q3. Current assets about $17.84B and current liabilities $12.28B support liquidity; long-term debt ~$6.16B adds a modest leverage cushion.
⚠️ Key Drivers & Risks
- Drivers: Tax-season demand and small-business software adoption (TurboTax, QuickBooks); cloud-based services scaling.
- Risks: Seasonality and policy changes driving revenue volatility; sharp quarterly spikes may exaggerate valuation sensitivity.