AAPL vs ACGL Stock Comparison
Scores Breakdown
| Metric | AAPL | ACGL |
|---|---|---|
| 📈 Growth | 18/30 | 14/30 |
| 💰 Profitability | 16/20 | 16/20 |
| 🏦 Financial Health | 18/20 | 19/20 |
| 💵 Valuation | 14/20 | 12/20 |
| ⚠️ Risk (lower is better) | 4/10 | 3/10 |
| Overall Score | 72/100 | 68/100 |
Side-by-Side Summaries
| AAPL Analysis | ACGL Analysis |
|---|---|
📈 Growth & Financial TrajectoryOver eight quarters, Apple shows revenue volatility but an overall uptick: from approximately Revenues 94.93B in 2024 Q3 to about 111.18B in 2026 Q2, a gain of ~16B. Net income rose from about 21.45B to ~29.58B, though quarterly results swing with mid-cycle peaks (e.g., 2025 Q1) and pullbacks (2025 Q2) that temper a steady climb. 💰 Margins & Cash FlowGross margin remains robust, typically in the high-40s percent range. Operating leverage is evident as operating income stays positive even when revenues pause. Cash flow shows resilience: Net Cash Flow From Operating Activities is generally positive across quarters, with seasonal peaks; investing cash outflows are typical, while financing activity cash flows vary by quarter. 🛡️ Balance Sheet & LiquidityAssets exceed liabilities by a wide margin, with sizable current assets and a strong equity base. Debt levels are manageable relative to cash generation, and the balance sheet demonstrates liquidity headroom to support ongoing capex and buybacks. ⚠️ Key Drivers & Risks
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📈 Growth & Financial TrajectoryAcross the 8 most recent quarters (Q1 2026 through Q2 2024), ARCH Capital's revenues edged from about $4.521B to $4.229B, a decline of roughly 6-7%. Net income moved from about $1.047B to $0.988B, a modest downshift. The trajectory shows quarterly fluctuations but an overall stable earnings base, with operating income around $1.1B+ in most periods. 💰 Margins & Cash FlowMargins hovered in the mid-20% range (roughly 21–26%), and operating margins were similar, signaling disciplined costs and underwriting leverage. Cash flow: operating cash flow was robust in most quarters (e.g., Q1 2026 continuing ops of $1.189B; Q4 2025 around $1.404B), while investing and financing activities were frequently negative, reflecting asset deployment and capital returns. In Q1 2026, net cash flow was -$0.286B due to financing outflows. 🛡️ Balance Sheet & LiquidityAssets around $81.4B in Q1 2026, with current liabilities around $57.3B; current ratio ~1.4x. Equity near $24.2B and noncurrent liabilities essentially zero, implying strong liquidity and flexibility. ⚠️ Key Drivers & Risks
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