Stocks analysis

AAPL vs ADBE Stock Comparison

Scores Breakdown

Metric AAPL ADBE
📈 Growth 22/30 22/30
💰 Profitability 14/20 17/20
🏦 Financial Health 18/20 16/20
💵 Valuation 15/20 12/20
⚠️ Risk (lower is better) 6/10 4/10
Overall Score 73/100 73/100

Side-by-Side Summaries

AAPL Analysis ADBE Analysis

📈 Growth & Financial Trajectory

Over 8 quarters Apple progressed from Revenues of $94.93B in 2024Q4 to $109.42B in 2026Q3, with a notable mid-period spike to $143.76B in 2025Q3. Net income rose from $14.74B to $29.79B, signaling solid earnings growth despite volatility in quarterly mix. The sequence ends with higher absolute revenue and sustained profitability versus the start, though the pace is uneven.

💰 Margins & Cash Flow

Gross margin fluctuated: early quarters near the 60%+ range, dipping to the mid-40s–50s during 2025Q3, then stabilizing around the low- to mid-50% range in 2026. Operating margin followed suit, with positive cash flow from operations in most quarters and generally positive free cash flow despite variable investing cash flow. Net cash from operating activities remained positive across the window; financing cash flows were typically negative.

🛡️ Balance Sheet & Liquidity

Assets stay robust at roughly $330B–$379B, with liabilities around $264B–$291B and equity in the $56B–$88B range, indicating a solid balance sheet. Current assets exceed current liabilities in most periods, supporting liquidity, while long-term debt remains modest relative to earnings power.

⚠️ Key Drivers & Risks

  • Drivers: iPhone and Services acceleration; broad ecosystem and high-margin software/services expansion.
  • Risks: demand cyclicality and competitive/margin pressure; regulatory/valuation sensitivity to hardware cycles.

📈 Growth & Financial Trajectory

Over 8 quarters, revenue rose from $5.714B (Q2 2024) to $6.618B (Q2 2026), up about 16%. Net income grew from $1.712B to $1.889B, with quarterly fluctuations but an overall positive trend.

💰 Margins & Cash Flow

Gross margin stays in the high 80s to low 90s% (examples: Q4 2025 around 92%, Q2 2026 around 89%). Operating income remains solid near $2.0–$2.3B per quarter. Net cash flow from operating activities is consistently positive, typically around $2.2B–$3.2B per quarter, with occasional stronger quarter (e.g., Q4 2025, $3.16B). Investing/financing flows are mixed but liquidity strong.

🛡️ Balance Sheet & Liquidity

Cash balances range roughly $5.6B–$7.0B; total assets around $28–$30B; current liabilities in the $9–12B range; long-term debt about $4–$6B; equity around $11.4–$11.8B. Leverage moderate; liquidity ample.

⚠️ Key Drivers & Risks

  • Drivers: AI-enabled product enhancements and sustained Creative Cloud/enterprise demand.
  • Risks: Valuation sensitivity to growth trajectory and potential macro swings in end-market demand.