Stocks analysis

ADBE vs AJG Stock Comparison

Scores Breakdown

Metric ADBE AJG
πŸ“ˆ Growth 22/30 22/30
πŸ’° Profitability 17/20 19/20
🏦 Financial Health 16/20 15/20
πŸ’΅ Valuation 12/20 12/20
⚠️ Risk (lower is better) 4/10 4/10
Overall Score 73/100 74/100

Side-by-Side Summaries

ADBE Analysis AJG Analysis

πŸ“ˆ Growth & Financial Trajectory

Over 8 quarters, revenue rose from $5.714B (Q2 2024) to $6.618B (Q2 2026), up about 16%. Net income grew from $1.712B to $1.889B, with quarterly fluctuations but an overall positive trend.

πŸ’° Margins & Cash Flow

Gross margin stays in the high 80s to low 90s% (examples: Q4 2025 around 92%, Q2 2026 around 89%). Operating income remains solid near $2.0–$2.3B per quarter. Net cash flow from operating activities is consistently positive, typically around $2.2B–$3.2B per quarter, with occasional stronger quarter (e.g., Q4 2025, $3.16B). Investing/financing flows are mixed but liquidity strong.

πŸ›‘οΈ Balance Sheet & Liquidity

Cash balances range roughly $5.6B–$7.0B; total assets around $28–$30B; current liabilities in the $9–12B range; long-term debt about $4–$6B; equity around $11.4–$11.8B. Leverage moderate; liquidity ample.

⚠️ Key Drivers & Risks

  • Drivers: AI-enabled product enhancements and sustained Creative Cloud/enterprise demand.
  • Risks: Valuation sensitivity to growth trajectory and potential macro swings in end-market demand.

πŸ“ˆ Growth & Financial Trajectory

From Q3 2024 to Q2 2026 AJG grew revenue from $2.8068B to $4.003B (+~42%), while net income to parent rose from $314.1M to $324.0M (+~3%). The trend shows a strong top‑line expansion with earnings generally steady in later quarters.

πŸ’° Margins & Cash Flow

Operating margins remained high, averaging about 82%, with a dip in Q1 2025; margins remain robust. Cash flow was positive from operating activities in most quarters (e.g., $10M in Q2 2026) with investing outflows offset by financing activity, supporting solid cash generation.

πŸ›‘οΈ Balance Sheet & Liquidity

Total assets near $81.8B and liabilities around $58.1B in Q2 2026, with equity ~$23.7B. Current ratio near 1.05x, noncurrent liabilities around $14.9B. Leverage is moderate and liquidity resilient.

⚠️ Key Drivers & Risks

  • Drivers: Stable insurance brokerage demand and diversified client base; potential uplift from operational leverage.
  • Risks: Earnings volatility across quarters; sensitivity to macro/regulatory cycles and valuation sensitivity due to leverage.