Stocks analysis

ADSK vs AFL Stock Comparison

Scores Breakdown

Metric ADSK AFL
📈 Growth 28/30 6/30
💰 Profitability 18/20 10/20
🏦 Financial Health 12/20 18/20
💵 Valuation 12/20 14/20
⚠️ Risk (lower is better) 5/10 6/10
Overall Score 75/100 52/100

Side-by-Side Summaries

ADSK Analysis AFL Analysis

📈 Growth & Financial Trajectory

Over eight quarters, Revenues rose from roughly $1.50B to $1.93B, and Net Income grew from about $275M to $491M, delivering a clear top‑ and bottom‑line uptrend. The sequence shows steady sequential gains with only modest quarterly volatility, translating to ~29% revenue growth and ~78% net income growth across the period.

💰 Margins & Cash Flow

Gross margins run in the mid‑to‑high 80s percent range, with Gross Profit margin staying strong relative to Revenues. Operating leverage appears favorable as operating income remains healthy while R&D and other investments persist. Cash flow from operations is consistently positive, often in the hundreds of millions (e.g., ~$460–$564M), with occasional financing outflows; investing cash flow is modest and generally supportive of ongoing growth.

🛡️ Balance Sheet & Liquidity

Total assets hover around $9.5–11B and long‑term debt sits near $2.3–2.5B, yielding a balance sheet with solid equity (around $2.5–3.1B). Current liabilities and assets are balanced enough to sustain operations, providing resilience through moderate liquidity headroom.

⚠️ Key Drivers & Risks

  • Drivers: AI-enabled design features and expanding cloud adoption.
  • Risks: Valuation sensitivity to multiples and near‑term liquidity headroom pressures from financing activities.

📈 Growth & Financial Trajectory

The eight quarterly results show a mixed growth path. Start: revenues of $5.138B in 2024 Q2 and end: $4.346B in 2026 Q1, a decline of about 15%. Net income moved from $1.755B in 2024 Q2 to $1.019B in 2026 Q1, down roughly 42%. Notable quarter-to-quarter swings include a robust Q4 2024 and steady early-2025 quarters, but the overall trend is inconsistent, with revenue occasionally bouncing on seasonal/one-offs while earnings remain volatile. Operating income remained strong in several periods (around $3.0–$3.4B on mid-single to low-double-digit revenue), suggesting earnings power when volume picks up, but not a clear, sustained growth trajectory.

💰 Margins & Cash Flow

Margins vary meaningfully by quarter; reported operating income margins range widely, reflecting unusual items and mix. Net cash from operating activities was solid in several quarters (e.g., $589M in 2025 Q1 and $968M in 2026 Q1) but softer in others (e.g., $315M in 2025 Q4). Investing and financing activities can create negative free cash flow in some periods, yielding an uneven cash flow signal despite positive operating cash in many quarters.

🛡️ Balance Sheet & Liquidity

Assets typically sit around $116–$122B, with Liabilities in the $86–$93B range and Equity near $26–$30B, indicating reasonable leverage and strong liquidity. The structure supports resilience across varying earnings seasons, though reported items occasionally show anomalies in current liabilities.

⚠️ Key Drivers & Risks

  • Drivers: Interest-rate environment; demand for life/health insurance and annuities.
  • Risks: Earnings volatility from taxes and one-offs; potential margin compression and inconsistent free cash flow.