Stocks analysis

ADSK vs AJG Stock Comparison

Scores Breakdown

Metric ADSK AJG
📈 Growth 28/30 14/30
💰 Profitability 18/20 14/20
🏦 Financial Health 12/20 16/20
💵 Valuation 12/20 8/20
⚠️ Risk (lower is better) 5/10 5/10
Overall Score 75/100 57/100

Side-by-Side Summaries

ADSK Analysis AJG Analysis

📈 Growth & Financial Trajectory

Over eight quarters, Revenues rose from roughly $1.50B to $1.93B, and Net Income grew from about $275M to $491M, delivering a clear top‑ and bottom‑line uptrend. The sequence shows steady sequential gains with only modest quarterly volatility, translating to ~29% revenue growth and ~78% net income growth across the period.

💰 Margins & Cash Flow

Gross margins run in the mid‑to‑high 80s percent range, with Gross Profit margin staying strong relative to Revenues. Operating leverage appears favorable as operating income remains healthy while R&D and other investments persist. Cash flow from operations is consistently positive, often in the hundreds of millions (e.g., ~$460–$564M), with occasional financing outflows; investing cash flow is modest and generally supportive of ongoing growth.

🛡️ Balance Sheet & Liquidity

Total assets hover around $9.5–11B and long‑term debt sits near $2.3–2.5B, yielding a balance sheet with solid equity (around $2.5–3.1B). Current liabilities and assets are balanced enough to sustain operations, providing resilience through moderate liquidity headroom.

⚠️ Key Drivers & Risks

  • Drivers: AI-enabled design features and expanding cloud adoption.
  • Risks: Valuation sensitivity to multiples and near‑term liquidity headroom pressures from financing activities.

📈 Growth & Financial Trajectory

From 2024 Q2 to 2026 Q1 AJG exhibits a roller-coaster 8-quarter path. Revenue rose to a peak of $4.758B in 2026 Q1 but ended the window at $2.8068B in 2024 Q2, a decline of about 41% over the span. Net income followed a similar volatile pattern, moving from $823M in 2026 Q1 to $285.4M in 2024 Q2, with a notable trough in 2025 Q4 ($210.5M). The sequence includes a mid-window high around 2025 Q1 ($704.4M) before subsiding. Overall, the backdrop shows upside momentum into early 2026 after mid-2024 troughs, but the end-state remains materially below the peak start level. These dynamics imply improving but uneven near-term growth and earnings power.

💰 Margins & Cash Flow

Profitability relief is uneven. Gross-margin proxy (revenues minus costs) fluctuates, with an early-2026 reading around 21.9% (4,758 vs 3,715) but a dip in 2025 Q4 near 5%, reflecting mix/cost pressure. A rising trend into 2025–2026 suggests improving operating leverage, albeit from a weak mid-2024 base. Operating cash flow remained positive in most quarters, notably $957M in 2026 Q1 and $753M in 2025 Q1, while total cash flow was pressured by investing/financing outflows in quarters like 2025 Q2. Cash flow patterns indicate solid core cash generation, offset by episodic outlays.

🛡️ Balance Sheet & Liquidity

AJG carries a sizeable asset base with total assets around $78B (2026 Q1), current assets about $42B and current liabilities near $39.5B, yielding a modest current ratio (~1.06). Long‑term debt sits around $12–13B across recent quarters, with equity around $23–24B. The balance sheet shows solid liquidity and reasonable leverage (debt to equity well below 1), supporting resilience through cyclicality.

⚠️ Key Drivers & Risks

  • Drivers: stable insurance brokerage demand and diversified risk-management services; potential uplift from data-driven analytics.
  • Risks: revenue/earnings cyclicality, sensitivity to pricing and tax mix, and episodic volatility from large capital/dividend outlays could pressure near-term earnings and multiple.