Analysis for EG
- 📈 Growth — 12/30
- 💰 Profitability — 14/20
- 🏦 Financial Health — 16/20
- 💵 Valuation — 12/20
- ⚠️ Risk — 4/10
Summary:
📈 Growth & Financial Trajectory
From 2024 Q2 through 2026 Q2, EVEREST GROUP shows a choppy but broadly stable 8‑quarter trajectory. Revenues started about 4.23B and ended about 3.96B, while Net income moved from ~724M to ~559M, with a peak near 680M in 2025 Q2. The pattern reflects mid‑2025 strength followed by a gradual drift lower, signaling earnings volatility but no collapse.
💰 Margins & Cash Flow
Operating margins have ranged in the high single digits to mid teens, frequently around 17–18%. Cash flow remains supportive in several quarters, with large positive operating cash flow in late 2024 through 2025 (notably ~1.46B in 2025 Q4 and ~1.08B in 2026 Q1). The latest quarter shows a negative overall net cash flow as investing/financing outflows outweighed operating cash flow, illustrating cash flow sensitivity to capital allocation.
🛡️ Balance Sheet & Liquidity
Total assets run near 60B, with current assets around 58–62B and current liabilities near 44–47B. Equity sits around 14–16B, yielding a solid current ratio and resilient liquidity; long‑term liabilities remain minimal in most periods, supporting balance sheet strength.
⚠️ Key Drivers & Risks
- Drivers: Market activity in capital markets/private equity; scale driven operating leverage
- Risks: Revenue cyclicality and margin sensitivity to cost and investment swings